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HOME BUYING GUIDE

Home Inspection Checklist: 200 Things to Check

Before you sign anything, make sure you've checked every corner of your future home. This is the most complete inspection guide for buyers.

Updated July 2025  |  12 min read

Using a thorough home inspection checklist: 200 things to check is one of the smartest moves any buyer can make before closing on a property. According to the American Society of Home Inspectors (ASHI), nearly 1 in 3 home inspections uncover at least one major defect — problems that can cost tens of thousands of dollars to fix if missed. Whether you're a first-time buyer or a seasoned investor, this guide walks you through every critical area of the home so nothing slips through the cracks.

A home inspection is not just a formality — it's your best opportunity to understand exactly what you're buying. The average home inspection costs $300–$500, a fraction of the cost of repairing a failed HVAC system ($5,000–$12,000) or a compromised foundation (often $10,000–$100,000+). Use this best home inspection checklist as your complete home buying protection plan.

And once you know the home checks out, don't leave money on the table — visit HauzPlace to compare mortgage rates and real estate financing options from top lenders before you close.

1. Exterior & Structural Checks (Items 1–50)

The outside of a home tells you a lot about how well it's been maintained. Start your home inspection checklist guide here, because exterior issues often signal deeper structural problems.

Roof (Items 1–20)

Foundation & Grading (Items 21–40)

Driveway, Walkways & Exterior Walls (Items 41–50)

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2. Interior Systems: Plumbing, Electrical & HVAC (Items 51–120)

These are the most expensive systems to repair or replace. Your home inspection checklist tips should prioritize these items above all others.

Plumbing (Items 51–80)

Electrical (Items 81–100)

HVAC (Items 101–120)

3. Interior Spaces & Finishes (Items 121–180)

Once major systems check out, go room by room. This section of your home buying inspection covers everything from floors to ceilings.

Kitchen (Items 121–140)

Bathrooms (Items 141–160)

Bedrooms, Living Areas & Basement (Items 161–180)

4. Home Inspection vs. Home Appraisal: What's the Difference?

Many buyers confuse these two. Both are critical for home buying and mortgage rates and real estate transactions — but they serve very different purposes.

Factor Home Inspection Home Appraisal
Purpose Evaluate condition of home systems & structure Determine fair market value for the lender
Who orders it? The buyer The lender (paid for by buyer)
Average Cost $300 – $500 $400 – $600
Required? Optional but strongly recommended Required for most mortgage loans
Duration 2–4 hours on-site 30–60 minutes on-site
Protects The buyer's interests The lender's investment
Can affect negotiation? Yes — buyers can request repairs or price reductions Yes — low appraisal can affect loan approval

5. Environmental & Safety Checks (Items 181–200)

These final home inspection checklist tips cover health and safety hazards that standard inspectors may not always test for. Consider hiring specialists for these items, especially in older homes.

  1. Radon gas testing — the second leading cause of lung cancer in the U.S. (EPA recommends testing all homes)
  2. Lead paint testing — required disclosure in homes built before 1978
  3. Asbestos inspection — common in insulation, flooring, and tiles in homes built before 1980
  4. Mold testing — especially in basements, bathrooms, and areas with known moisture issues
  5. Well water quality test — if the home is on well water, test for bacteria, nitrates, and heavy metals
  6. Septic system inspection — essential for rural properties; full pump-out and inspection recommended every 3–5 years
  7. Termite or WDO inspection — required by many lenders; termite damage costs Americans $5 billion annually
  8. Oil tank sweep — underground tanks are a major liability in homes built before 1980
  9. Chinese drywall check — a concern in homes built 2001–2009 with imported materials
  10. EIFS/synthetic stucco inspection — prone to moisture trapping if improperly installed

💡 Pro Tip: Hire a Certified Inspector

Always hire an inspector certified by ASHI (American Society of Home Inspectors) or InterNACHI (International Association of Certified Home Inspectors). Ask for a sample report before hiring to ensure they provide thorough, photo-documented findings.

Frequently Asked Questions About Home Inspections

How long does a home inspection take?

A standard home inspection typically takes 2 to 4 hours for an average-sized home. Larger homes or older properties with more systems to evaluate can take 4 to 6 hours or more. Plan to attend the full inspection so you can ask questions as issues are discovered.

How much does a home inspection cost?

According to the American Society of Home Inspectors (ASHI), the average home inspection costs between $300 and $500. Prices vary based on home size, age, location, and the inspector's experience. Specialty tests like radon or mold add $100–$300 each.

Can a buyer back out after a home inspection?

Yes. If your purchase agreement includes an inspection contingency — which most standard contracts do — you can back out of the deal or renegotiate if the inspection reveals significant problems, typically without losing your earnest money deposit. Always include this contingency clause.

What do home inspectors look for?

Home inspectors evaluate the structural and mechanical condition of a property. This includes the roof, foundation, walls, electrical systems, plumbing, HVAC, insulation, windows, and doors — essentially every major system and component of the home. They identify defects, safety hazards, and items needing repair.

Should I be present during the home inspection?

Absolutely. Being present during the inspection allows you to ask questions in real time, understand issues firsthand, and gain valuable knowledge about the home's systems and maintenance needs directly from the inspector. Never waive your right to attend the inspection.

6. What to Do After Your Home Inspection

Once you have your inspection report in hand, review it carefully with your real estate agent. Prioritize issues by severity — safety hazards and structural problems should be non-negotiable repair requests, while cosmetic issues can often be accepted as-is